Debt, Financial, Investing

I Was An Incrementalist When Incremental Wasn’t Cool

In November, 2006, there was a discussion on The Motley Fool about when to borrow money.   Another poster was surprised that his neighbor, a banker, had this rule:  Never borrow money for a depreciating asset.   I thought it was great advice, and not at all surprised that it had come from a banker.  Bankers see the… Continue reading I Was An Incrementalist When Incremental Wasn’t Cool

Budgeting, Debt, Financial

What I Did To (WID2) … Pay Off My Debts — Planning for Spending

In January of 2007, Rich and I had just gotten engaged.  I was working on my weight.  I was working on the house.  I was working on my debts.  I haven't even mentioned the work I did with FlyLady to declutter the house, organize it, and learn how to keep it that way by myself. … Continue reading What I Did To (WID2) … Pay Off My Debts — Planning for Spending

Debt, Financial

What I Did To (WID2)… Pay Down My Debt (part 2)

After I had put all my debts in one place, I started trying to pay them off.  Some were already set at a specific payment schedule, such as the payments into Liana's 529 that were part of my settlement with my ex.  I paid that one off in 2006, as planned. After that, though, I… Continue reading What I Did To (WID2)… Pay Down My Debt (part 2)

Debt, Financial

What I Did To (WID2)… Get a Handle On My Debts

After my ex and I separated, I had a number of debts (from the legal work around settling custody arrangements and parental status, which I will write about in a few years, and from the payment to my ex to settle our financial affairs).  Among the debts were a 401(k) loan, a loan from my… Continue reading What I Did To (WID2)… Get a Handle On My Debts